Rick Belben's team of professionals can help you Avoid Foreclosure!

"Save Your Credit Avoid Foreclosure"

If you are going through a Financial Hardship, having problems making your mortgage payments, don't worry if there is no equity in your house Call Rick Belben now at (407) 341-1706.

We specialize in working with the banks to Mitigate your Loss so that you can sell your home, AVOID FORECLOSURE and not owe any money to the bank, there is NO CHARGE at all.

Time is of the Essence....So call Rick Belben for a free consultation and he will advise you how we can help.


What is a Short Sale?

A short sale means the seller's lender is accepting a discounted payoff to release an existing mortgage. Just because a property is listed with short sale terms does not mean the lender will accept your offer, even if the seller accepts it.
A short sale means that the sales price is less than what the owner still owes on the mortgage.
What the Lender will Require from Sellers

Hardship letter -  Is a brief statement of facts describing how you got into this financial bind and makes a plea to the lender to accept less than full payment. Lenders are not inhumane and can understand if you lost your job, income reduced, divorce or was hospitalized but lenders are not particularly empathetic to situations involving dishonesty or criminal behavior.
Proof of Income and Assets
Copies of Bank Statements
2 years tax returns
30 days pay stubs

Comparative Market Analysis - If your property value has declined due to the current market conditions a comparative market analysis should be provided to show that you cannot sell your home for enough to pay off the lender.


Request Home Evaluation

Please complete and submit the following Online Home Evaluation form. The more information given, the more accurate the evaluation. All information you provide is secure and will be kept strictly confidential.

To provide a more detailed Comparative Market Analysis, we would be more than happy to also assess your listing in person.

First Name: 
Last Name: 
Postal/Zip Code: 
Year Built: 
Has Suite: 
Basement Type: 
Please describe any special features and recent upgrades.
(e.g. age of carpet & lino, type of kitchen cabinets, property backs park, major renovations in recent years)
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When are you planning to move?
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We do Short Sales in all of the following areas

Apopka, Longwood, Windermere, Ocoee, Winter Garden, Lake Mary, Winter Springs, Winter Garden, Sanford, Altamonte Springs, Casselberry, Orlando, Mount Dora, Sorrento,Oviedo, Deltona, Eustis, Winter Park, Mount Plymouth, Kissimmee, Debary, Davenport, Clermont, Maitland, Orange county, Lake county,Seminole County, Osceola County, Polk County, Volusia county